Do I Have To Re Enroll in Medicare Every Year

 

You may not have to re enroll in Medicare every year. However, enrolling in a new Medicare plan can provide better coverage for your health care needs.

David Minaya
September 18, 2023

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Medicare Re Enrollment FAQs

Do I have to Re Enroll in Medicare?

No. If you have Original Medicare Part A and Part B, it automatically  renews every year.

How Do I Re Enroll in Medicare Advantage?

Medicare Advantage (MA) plans usually auto-renew. Unless, Medicare cancels its contract . If you want to keep  you MA plan, do nothing and you will re-enroll.

Can I Re Enroll in Medicare Part D?

Yes, you can re-enroll in Medicare Part D just like  an MA plan. If the Medicare prescription drug plan continues coverage in your area, you can re-enroll.

Do I Have to Re Enroll in a Medicare Supplement plan?

No, as long as you pay your Medigap policy, it automatically  renews every year the same as Original Medicare.

Changing Where You Live

Original Medicare and Medigap plans have a nationwide service area. So, you can move to any address inside the United States and keep your plan.

Since Medicare Advantage plans have networks, you could move outside the network’s service area. Then you have two choices:

  1. Switch to a new Medicare Advantage (MA) plan or Medicare drug plan
  2. Disenroll from MA and return to Original Medicare 

Moving in or out of an institution like a Skilled Nursing Facility can qualify you for a Special Enrollment Period. Learn when you can make coverage changes to your MA or Medicare prescription drug plan.

Medicare Enrollment Periods

If you want to change your Medicare Advantage or Part D drug plan, you can choose a new plan during the following Medicare enrollment periods:

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Medicare Annual Enrollment Period from October 15 to December 7 you can join a different MA plan or drug plan.

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Medicare Advantage Open Enrollment Period from January 1 to March 31 you can switch your MA plan or drop MA and return to Original Medicare by joining a stand-alone Medicare drug plan.

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Special Enrollment Period (SEP) you may qualify to change your MA or drug plan during certain life events. Learn about the different SEP rules and situations .

Call Senior Healthcare Direct at 1-833-463-3262 to speak with a licensed agent. We can help you shop Medicare Advantage and Medicare Part D drug plans. You can also get your quote.

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