Does Medicare Cover COVID-19?

Medicare covers COVID-19 care, which includes testing, treatment, and prevention. To get this medical insurance coverage, you need Medicare Part B.

COVID-19 TESTING

Does Medicare cover COVID-19 testing? Coronavirus tests help you diagnose or rule out COVID-19. You can get COVID-19 testing at your local CVS and Walgreens. Medicare also covers COVID-19 antibody blood tests. If the test finds antibodies, you developed an immune response and were previously infected. Medicare can also cover at-home COVID-19 tests.

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COVID-19 Treatment

If you test positive for COVID-19 and have a mild to moderate case, or you’re at high risk of requiring hospitalization, Medicare Part B covers COVID-19 monoclonal antibody treatment. Furthermore, you pay nothing for this treatment during the COVID-19 Public Health Emergency when treated by a Medicare provider or supplier. Medicare Part B provides outpatient coverage. Most Medicare COVID treatment falls under this section of your coverage. Monoclonal antibody treatments can help fight the disease and keep you out of the hospital. Infusion of monoclonal antibodies is FDA-authorized to treat COVID-19. (Medicare.gov)
Medicare COVID-19 woman reading tablet

COVID-19 PREVENTION

To prevent COVID-19 infection, Medicare expanded telehealth coverage. Telehealth allows you to communicate with healthcare providers using your smartphone, computer, or other devices. Telehealth services can help diagnose health issues related to COVID-19, including symptoms you may have and how to get treatment. You should be able to get support for COVID testing if you are not sure if you have COVID-19, as well. If you believe you are ill, you can use telehealth services to find out what to do next.

Wearing a cloth mask can help protect you from COVID-19. However, the best way to protect yourself is to get a COVID-19 vaccine. On August 23, 2021, the FDA first approved the Pfizer COVID-19 vaccine for people ages 16 and older.

Does Medicare cover the COVID vaccine? Yes, Medicare covers the COVID vaccines, as well as all future boosters. You do not have to pay for either under most Medicare plans.
 
Medicare also covers other vaccines:

Medicare Vaccines

Hepatitis B Vaccine

If you have Hepatitis B, your skin and the whites of your eyes may turn yellow. Medicare Part B pays for the Hepatitis B vaccine when you are at risk. Thus, it costs Medicare beneficiaries nothing! If you do not have Medicare Part B, you can apply for Medicare.

Influenza Flu Vaccine

Studies show the flu vaccine effectively reduces medical visits and hospitalizations, particularly in seniors. Medicare Part B covers flu shots and beneficiaries can get one flu shot per flu season. The CDC recommends you get a flu shot in September or October.

Pneumococcal Vaccine

The pneumococcal vaccine protects you from bacterial infections caused by Streptococcus pneumoniae bacteria. Medicare Part B will pay for two different pneumococcal shots, and each shot protects against different strains of bacteria. You can talk with your doctor to determine if you need one or both shots.

Shingles Vaccine

Herpes Zoster virus causes shingles, a painful, blistering rash. The shingles vaccine reduces your risk of having Shingles. Generally, the shingles vaccine shot is covered by Medicare prescription drug plans: Medicare Part D or Medicare Advantage plan.

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