Medicare Plan N Vs Plan G
Compare the cost and coverage difference between Medicare Plan N vs Plan G. Which Medigap plan is best for you?
David Minaya
March 6, 2023
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Medigap Plan FAQs
Which Medigap Plan Is Best for Me?
Your choice of Medigap plan can depend on many different factors, like what it covers or how much it costs. Medigap plans N and G are both valuable plans, but they differ in a few major areas, like:
Premiums and benefits
Annual Medigap costs
Copays
Let’s talk about the pros and cons of both plans — Medicare Plan N vs. Plan G — to help you decide which is the best Medigap plan for your health care needs.
What’s the Difference Between Medigap Plan N & Plan G?
Medigap Plan N is a low-cost alternative to Medigap Plan G. In other words, the monthly premium cost for Medigap Plan N is typically lower than Medigap Plan G.
The benefit differences of Medicare Plan N vs. Plan G include:
Medicare Part B Excess Charges: When providers do not accept Medicare assignments, they can charge you up to 15% more than the Medicare-approved price.
Medigap Plan N Copayment Costs: Plan N may require you to pay up to a $20 copay for office visits, and you could pay up to a $50 copay for emergency room visits.